/* ============================================
   KIHONDOTUKWATANIZESACCO - Main Stylesheet
   ============================================ */

/* === CSS Variables / Theme === */
:root {
    --primary: #2d6a3f;
    --primary-dark: #1e4f2e;
    --primary-light: #4a9e5e;
    --secondary: #d4a843;
    --secondary-light: #e8c56d;
    --accent: #e67e22;
    --dark: #1a1a2e;
    --dark2: #2d2d44;
    --text: #333333;
    --text-light: #666666;
    --bg-light: #f8f9fa;
    --bg-gray: #f0f2f5;
    --white: #ffffff;
    --shadow: 0 4px 20px rgba(0,0,0,0.1);
    --shadow-hover: 0 8px 30px rgba(0,0,0,0.15);
    --radius: 12px;
    --radius-sm: 6px;
    --transition: all 0.3s ease;
    --font: 'Segoe UI', system-ui, -apple-system, sans-serif;
}

/* === Reset & Base === */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font);
    color: var(--text);
    line-height: 1.7;
    background: var(--bg-light);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--primary);
    text-decoration: none;
    transition: var(--transition);
}

a:hover {
    color: var(--primary-dark);
}

ul { list-style: none; }

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.section {
    padding: 80px 0;
}

.section-title {
    text-align: center;
    margin-bottom: 50px;
}

.section-title h2 {
    font-size: 2.2rem;
    color: var(--dark);
    margin-bottom: 15px;
    position: relative;
    display: inline-block;
}

.section-title h2::after {
    content: '';
    display: block;
    width: 60px;
    height: 4px;
    background: var(--secondary);
    margin: 10px auto 0;
    border-radius: 2px;
}

.section-title p {
    color: var(--text-light);
    font-size: 1.1rem;
    max-width: 600px;
    margin: 0 auto;
}

/* === Buttons === */
.btn {
    display: inline-block;
    padding: 12px 30px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.95rem;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    text-align: center;
}

.btn-primary {
    background: var(--primary);
    color: var(--white);
}

.btn-primary:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
    color: var(--white);
}

.btn-secondary {
    background: var(--secondary);
    color: var(--dark);
}

.btn-secondary:hover {
    background: var(--secondary-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
}

.btn-outline {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-white {
    background: var(--white);
    color: var(--primary);
}

.btn-white:hover {
    background: var(--bg-light);
    transform: translateY(-2px);
}

/* === Top Bar === */
.top-bar {
    background: var(--dark);
    color: var(--white);
    font-size: 0.85rem;
    padding: 8px 0;
}

.top-bar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
}

.top-bar a {
    color: var(--secondary-light);
}

.top-bar a:hover {
    color: var(--white);
}

.top-bar-left {
    display: flex;
    gap: 20px;
    align-items: center;
}

.top-bar-right {
    display: flex;
    gap: 15px;
    align-items: center;
}

.top-bar-right .social-icon {
    color: var(--white);
    font-size: 1.1rem;
    transition: var(--transition);
}

.top-bar-right .social-icon:hover {
    color: var(--secondary);
}

/* === Header / Navigation === */
.main-header {
    background: var(--white);
    box-shadow: 0 2px 15px rgba(0,0,0,0.08);
    position: sticky;
    top: 0;
    z-index: 1000;
    transition: var(--transition);
}

.main-header.scrolled {
    box-shadow: 0 4px 25px rgba(0,0,0,0.12);
}

.main-header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0 20px;
    height: 85px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 700;
    font-size: 1.4rem;
    color: var(--primary);
}

.logo img {
    height: 50px;
    width: auto;
}

.logo span {
    color: var(--dark);
}

.logo .accent {
    color: var(--secondary);
}

.nav-menu {
    display: flex;
    gap: 5px;
    align-items: center;
}

.nav-menu li a {
    padding: 10px 16px;
    font-weight: 500;
    font-size: 0.92rem;
    color: var(--text);
    border-radius: var(--radius-sm);
    transition: var(--transition);
    position: relative;
}

.nav-menu li a:hover,
.nav-menu li a.active {
    color: var(--primary);
    background: rgba(45, 106, 63, 0.08);
}

.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 5px;
    background: none;
    border: none;
}

.menu-toggle span {
    display: block;
    width: 28px;
    height: 3px;
    background: var(--dark);
    border-radius: 3px;
    transition: var(--transition);
}

/* === Dropdown Menu === */
.nav-menu .dropdown {
    position: relative;
}

.nav-menu .dropdown-toggle i {
    font-size: 0.7rem;
    margin-left: 4px;
    transition: transform 0.3s ease;
}

.nav-menu .dropdown:hover .dropdown-toggle i {
    transform: rotate(180deg);
}

.nav-menu .dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 200px;
    background: var(--white);
    border-radius: var(--radius-sm);
    box-shadow: 0 10px 40px rgba(0,0,0,0.15);
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.3s ease;
    z-index: 1001;
    padding: 8px 0;
    list-style: none;
}

.nav-menu .dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.nav-menu .dropdown-menu li a {
    display: block;
    padding: 10px 20px;
    font-size: 0.9rem;
    color: var(--text);
    border-radius: 0;
    white-space: nowrap;
}

.nav-menu .dropdown-menu li a:hover {
    background: rgba(45, 106, 63, 0.08);
    color: var(--primary);
    padding-left: 25px;
}

/* Mobile responsive dropdown */
@media (max-width: 768px) {
    .nav-menu .dropdown-menu {
        position: static;
        box-shadow: none;
        opacity: 1;
        visibility: visible;
        transform: none;
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.3s ease;
        padding: 0;
        background: var(--bg-light);
        border-radius: 0;
    }

    .nav-menu .dropdown.open .dropdown-menu {
        max-height: 300px;
        padding: 8px 0;
    }

    .nav-menu .dropdown.open .dropdown-toggle i {
        transform: rotate(180deg);
    }

    .nav-menu .dropdown-menu li a {
        padding-left: 35px;
    }

    .nav-menu .dropdown-menu li a:hover {
        padding-left: 40px;
    }
}

/* === Dropdown Menu === */
.dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 220px;
    background: var(--white);
    border-radius: var(--radius-sm);
    box-shadow: 0 10px 40px rgba(0,0,0,0.15);
    padding: 8px 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.3s ease;
    z-index: 100;
    border-top: 3px solid var(--primary);
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu li {
    display: block;
}

.dropdown-menu li a {
    display: block;
    padding: 10px 20px;
    font-size: 0.9rem;
    color: var(--text);
    border-radius: 0;
    white-space: nowrap;
    transition: var(--transition);
}

.dropdown-menu li a:hover {
    color: var(--primary);
    background: rgba(45, 106, 63, 0.06);
    padding-left: 25px;
}

.dropdown-toggle i {
    font-size: 0.7rem;
    margin-left: 4px;
    transition: var(--transition);
}

.dropdown:hover .dropdown-toggle i {
    transform: rotate(-180deg);
}

/* === Dropdown Navigation === */
.dropdown {
    position: relative;
}

.dropdown > a {
    display: flex;
    align-items: center;
    gap: 5px;
}

.dropdown > a i {
    font-size: 0.7rem;
    transition: transform 0.3s ease;
}

.dropdown:hover > a i {
    transform: rotate(180deg);
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--white);
    min-width: 220px;
    border-radius: var(--radius-sm);
    box-shadow: 0 10px 40px rgba(0,0,0,0.15);
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.3s ease;
    z-index: 1000;
    padding: 8px 0;
    margin-top: 5px;
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu li {
    display: block;
}

.dropdown-menu li a {
    display: block;
    padding: 10px 20px;
    font-size: 0.9rem;
    color: var(--text);
    border-radius: 0;
    background: transparent;
    transition: var(--transition);
}

.dropdown-menu li a:hover {
    color: var(--primary);
    background: rgba(45, 106, 63, 0.06);
    padding-left: 25px;
}

.dropdown-menu li:first-child a {
    border-radius: var(--radius-sm) var(--radius-sm) 0 0;
}

.dropdown-menu li:last-child a {
    border-radius: 0 0 var(--radius-sm) var(--radius-sm);
}

/* === Dropdown Menu Styles === */
.dropdown {
    position: relative;
}

.dropdown-toggle i {
    font-size: 0.7rem;
    margin-left: 4px;
    transition: transform 0.3s ease;
}

.dropdown:hover .dropdown-toggle i {
    transform: rotate(180deg);
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 200px;
    background: var(--white);
    border-radius: var(--radius-sm);
    box-shadow: 0 10px 40px rgba(0,0,0,0.15);
    padding: 8px 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.3s ease;
    z-index: 1000;
    pointer-events: none;
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    pointer-events: auto;
}

.dropdown-menu li {
    display: block;
}

.dropdown-menu li a {
    display: block;
    padding: 10px 20px;
    font-size: 0.9rem;
    color: var(--text);
    background: transparent;
    border-radius: 0;
    white-space: nowrap;
}

.dropdown-menu li a:hover {
    background: rgba(45, 106, 63, 0.08);
    color: var(--primary);
}

/* === Hero Section is now handled by .hero-slider below === */

/* === Stats Section === */
.stats-section {
    background: var(--white);
    padding: 60px 0;
    border-bottom: 1px solid #eee;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    text-align: center;
}

.stat-item {
    padding: 20px;
}

.stat-item .number {
    font-size: 2.8rem;
    font-weight: 800;
    color: var(--primary);
    display: block;
}

.stat-item .label {
    color: var(--text-light);
    font-size: 1rem;
    margin-top: 5px;
}

/* === About Preview === */
.about-preview {
    background: var(--white);
}

.about-preview .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.about-image {
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow);
    position: relative;
}

.about-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.about-image .experience-badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: var(--secondary);
    color: var(--dark);
    padding: 20px 25px;
    border-radius: var(--radius);
    text-align: center;
    box-shadow: var(--shadow-hover);
}

.about-image .experience-badge span {
    font-size: 2rem;
    font-weight: 800;
    display: block;
}

.about-text h3 {
    font-size: 2rem;
    color: var(--dark);
    margin-bottom: 20px;
}

.about-text p {
    margin-bottom: 15px;
    color: var(--text-light);
}

.features-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
    margin: 25px 0;
}

.features-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 500;
}

.features-list li::before {
    content: '✓';
    color: var(--primary);
    font-weight: 700;
    background: rgba(45, 106, 63, 0.1);
    width: 24px;
    height: 24px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.8rem;
}

/* === Services Section === */
.services-section {
    background: var(--bg-gray);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.service-card {
    background: var(--white);
    padding: 40px 30px;
    border-radius: var(--radius);
    text-align: center;
    box-shadow: var(--shadow);
    transition: var(--transition);
    border-bottom: 4px solid transparent;
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-hover);
    border-bottom-color: var(--secondary);
}

.service-card .icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    background: rgba(45, 106, 63, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    color: var(--primary);
    transition: var(--transition);
}

.service-card:hover .icon {
    background: var(--primary);
    color: var(--white);
}

.service-card h3 {
    font-size: 1.3rem;
    margin-bottom: 12px;
    color: var(--dark);
}

.service-card p {
    color: var(--text-light);
    font-size: 0.95rem;
}

/* === CTA Section === */
.cta-section {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    color: var(--white);
    text-align: center;
    padding: 80px 0;
}

.cta-section h2 {
    font-size: 2.5rem;
    margin-bottom: 15px;
}

.cta-section p {
    font-size: 1.15rem;
    opacity: 0.9;
    margin-bottom: 30px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* === Groups Section === */
.groups-section {
    background: var(--white);
}

.groups-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.group-card {
    background: var(--bg-light);
    border-radius: var(--radius);
    padding: 30px;
    transition: var(--transition);
    border-left: 4px solid var(--primary);
}

.group-card:hover {
    box-shadow: var(--shadow-hover);
    transform: translateX(5px);
}

.group-card h3 {
    color: var(--primary);
    margin-bottom: 10px;
    font-size: 1.2rem;
}

.group-card p {
    color: var(--text-light);
    font-size: 0.95rem;
    margin-bottom: 15px;
}

.group-card .members {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--secondary);
    font-weight: 600;
    font-size: 0.9rem;
}

/* === Testimonials === */
.testimonials-section {
    background: var(--bg-gray);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
}

.testimonial-card {
    background: var(--white);
    padding: 35px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    position: relative;
}

.testimonial-card::before {
    content: '"';
    font-size: 5rem;
    color: var(--primary);
    opacity: 0.1;
    position: absolute;
    top: 10px;
    right: 20px;
    font-family: Georgia, serif;
    line-height: 1;
}

.testimonial-card .stars {
    color: var(--secondary);
    margin-bottom: 15px;
}

.testimonial-card p {
    color: var(--text-light);
    font-style: italic;
    margin-bottom: 20px;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 15px;
}

.testimonial-author img {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    object-fit: cover;
    background: var(--bg-gray);
}

.testimonial-author h4 {
    font-size: 1rem;
    color: var(--dark);
}

.testimonial-author span {
    font-size: 0.85rem;
    color: var(--text-light);
}

/* === News Section === */
.news-section {
    background: var(--white);
}

.news-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.news-card {
    background: var(--white);
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow);
    transition: var(--transition);
    border: 1px solid #eee;
}

.news-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.news-card .news-image {
    height: 200px;
    background: var(--bg-gray);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 3rem;
    color: var(--text-light);
}

.news-card .news-body {
    padding: 25px;
}

.news-card .news-date {
    font-size: 0.85rem;
    color: var(--secondary);
    font-weight: 600;
    margin-bottom: 8px;
}

.news-card h3 {
    font-size: 1.15rem;
    margin-bottom: 10px;
    color: var(--dark);
}

.news-card p {
    color: var(--text-light);
    font-size: 0.95rem;
    margin-bottom: 15px;
}

.news-card .read-more {
    color: var(--primary);
    font-weight: 600;
    font-size: 0.9rem;
}

/* === Contact / Footer === */
.main-footer {
    background: var(--dark);
    color: rgba(255,255,255,0.8);
    padding: 60px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 40px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-col h3 {
    color: var(--white);
    font-size: 1.2rem;
    margin-bottom: 20px;
    position: relative;
    padding-bottom: 10px;
}

.footer-col h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 30px;
    height: 3px;
    background: var(--secondary);
}

.footer-col p {
    margin-bottom: 15px;
    font-size: 0.95rem;
}

.footer-col ul li {
    margin-bottom: 10px;
}

.footer-col ul li a {
    color: rgba(255,255,255,0.7);
    transition: var(--transition);
}

.footer-col ul li a:hover {
    color: var(--secondary);
    padding-left: 5px;
}

.footer-contact li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    margin-bottom: 15px;
}

.footer-contact li .icon {
    color: var(--secondary);
    font-size: 1.1rem;
    min-width: 20px;
}

.footer-bottom {
    padding: 20px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 15px;
    font-size: 0.9rem;
}

.footer-bottom a {
    color: var(--secondary-light);
}

/* === Breadcrumbs === */
.breadcrumb {
    background: var(--primary);
    padding: 60px 0 40px;
    color: var(--white);
    text-align: center;
}

.breadcrumb h1 {
    font-size: 2.5rem;
    margin-bottom: 10px;
}

.breadcrumb p {
    opacity: 0.85;
    font-size: 1.05rem;
}

/* === Page Content === */
.page-content {
    padding: 60px 0;
    background: var(--white);
}

.page-content .container {
    max-width: 900px;
}

.page-content h2 {
    color: var(--dark);
    margin-bottom: 20px;
    margin-top: 40px;
}

.page-content h2:first-child {
    margin-top: 0;
}

.page-content p {
    margin-bottom: 15px;
    color: var(--text-light);
}

/* === Contact Page === */
.contact-section {
    background: var(--white);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
}

.contact-info-box {
    padding: 40px;
    background: var(--bg-light);
    border-radius: var(--radius);
}

.contact-info-box h3 {
    margin-bottom: 25px;
    color: var(--dark);
}

.contact-info-item {
    display: flex;
    gap: 15px;
    margin-bottom: 25px;
}

.contact-info-item .icon {
    width: 50px;
    height: 50px;
    background: var(--primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.contact-info-item h4 {
    font-size: 1rem;
    margin-bottom: 5px;
    color: var(--dark);
}

.contact-info-item p {
    color: var(--text-light);
    font-size: 0.95rem;
}

.contact-form {
    padding: 40px;
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.contact-form h3 {
    margin-bottom: 25px;
    color: var(--dark);
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 6px;
    font-weight: 500;
    font-size: 0.9rem;
    color: var(--text);
}

.form-group input,
.form-group textarea,
.form-group select {
    width: 100%;
    padding: 12px 15px;
    border: 2px solid #e0e0e0;
    border-radius: var(--radius-sm);
    font-family: var(--font);
    font-size: 0.95rem;
    transition: var(--transition);
    background: var(--bg-light);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
    border-color: var(--primary);
    outline: none;
    box-shadow: 0 0 0 3px rgba(45, 106, 63, 0.1);
    background: var(--white);
}

.form-group textarea {
    height: 150px;
    resize: vertical;
}

/* === Loan Calculator === */
.calculator-section {
    background: var(--bg-gray);
}

.calculator-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: start;
}

.calculator-form {
    background: var(--white);
    padding: 40px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.calculator-form h3 {
    margin-bottom: 25px;
    color: var(--dark);
}

.calc-result {
    background: var(--primary);
    color: var(--white);
    padding: 40px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.calc-result h3 {
    margin-bottom: 20px;
    font-size: 1.3rem;
}

.calc-result .result-item {
    display: flex;
    justify-content: space-between;
    padding: 12px 0;
    border-bottom: 1px solid rgba(255,255,255,0.15);
}

.calc-result .result-item:last-child {
    border-bottom: none;
    font-weight: 700;
    font-size: 1.1rem;
}

.calc-result .amount {
    color: var(--secondary-light);
    font-weight: 700;
}

/* === Gallery === */
.gallery-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.gallery-item {
    position: relative;
    border-radius: var(--radius);
    overflow: hidden;
    aspect-ratio: 4/3;
    background: var(--bg-gray);
    cursor: pointer;
    transition: var(--transition);
}

.gallery-item:hover {
    transform: scale(1.03);
    box-shadow: var(--shadow-hover);
}

.gallery-item img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.gallery-item .overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    background: linear-gradient(transparent, rgba(0,0,0,0.7));
    padding: 30px 20px 15px;
    color: var(--white);
    opacity: 0;
    transition: var(--transition);
}

.gallery-item:hover .overlay {
    opacity: 1;
}

/* === Back to Top === */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 45px;
    height: 45px;
    background: var(--primary);
    color: var(--white);
    border: none;
    border-radius: 50%;
    font-size: 1.2rem;
    cursor: pointer;
    display: none;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow);
    transition: var(--transition);
    z-index: 999;
}

.back-to-top.show {
    display: flex;
}

.back-to-top:hover {
    background: var(--primary-dark);
    transform: translateY(-3px);
}

/* === Why Choose Us === */
.why-choose {
    background: var(--white);
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.why-item {
    text-align: center;
    padding: 30px;
    border-radius: var(--radius);
    transition: var(--transition);
}

.why-item:hover {
    background: var(--bg-light);
}

.why-item .num {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--secondary);
    opacity: 0.3;
    margin-bottom: 10px;
}

.why-item h3 {
    margin-bottom: 10px;
    color: var(--dark);
}

.why-item p {
    color: var(--text-light);
    font-size: 0.95rem;
}

/* === Team Section === */
.team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.team-card {
    text-align: center;
    background: var(--white);
    border-radius: var(--radius);
    padding: 30px 20px;
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.team-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.team-card .photo {
    width: 120px;
    height: 120px;
    border-radius: 50%;
    margin: 0 auto 20px;
    background: var(--bg-gray);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 3rem;
    color: var(--text-light);
}

.team-card h4 {
    color: var(--dark);
    margin-bottom: 5px;
}

.team-card .role {
    color: var(--primary);
    font-weight: 600;
    font-size: 0.9rem;
}

/* === Membership Steps === */
.steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    counter-reset: step;
}

.step-card {
    text-align: center;
    padding: 40px 30px;
    background: var(--bg-light);
    border-radius: var(--radius);
    position: relative;
    transition: var(--transition);
}

.step-card:hover {
    background: var(--white);
    box-shadow: var(--shadow);
    transform: translateY(-3px);
}

.step-card::before {
    counter-increment: step;
    content: counter(step);
    width: 50px;
    height: 50px;
    background: var(--secondary);
    color: var(--dark);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    font-weight: 800;
    margin: 0 auto 20px;
}

.step-card h3 {
    margin-bottom: 10px;
    color: var(--dark);
}

.step-card p {
    color: var(--text-light);
    font-size: 0.95rem;
}

/* === FAQ Section === */
.faq-section {
    background: var(--bg-gray);
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--white);
    border-radius: var(--radius-sm);
    margin-bottom: 15px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
    overflow: hidden;
}

.faq-question {
    padding: 20px 25px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    font-weight: 600;
    color: var(--dark);
    transition: var(--transition);
}

.faq-question:hover {
    color: var(--primary);
}

.faq-question .arrow {
    transition: var(--transition);
    font-size: 1.2rem;
}

.faq-item.active .faq-question .arrow {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    padding: 0 25px;
}

.faq-item.active .faq-answer {
    max-height: 300px;
    padding: 0 25px 20px;
}

.faq-answer p {
    color: var(--text-light);
}

/* === Responsive Design === */
@media (max-width: 992px) {
    .hero .container {
        flex-direction: column;
        text-align: center;
    }

    .hero-content h1 {
        font-size: 2.5rem;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-image {
        display: none;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-preview .container {
        grid-template-columns: 1fr;
    }

    .services-grid,
    .groups-grid,
    .news-grid,
    .why-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .contact-grid,
    .calculator-grid {
        grid-template-columns: 1fr;
    }

    .gallery-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .features-list {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .menu-toggle {
        display: flex;
    }

    .nav-menu {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 80px);
        background: var(--white);
        flex-direction: column;
        padding: 30px;
        gap: 10px;
        transition: var(--transition);
        overflow-y: auto;
        box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    }

    .nav-menu.active {
        left: 0;
    }

    .nav-menu li a {
        font-size: 1.1rem;
        padding: 15px 20px;
        display: block;
    }

    .top-bar-left,
    .top-bar-right {
        font-size: 0.8rem;
    }

    .hero-content h1 {
        font-size: 2rem;
    }

    .section {
        padding: 50px 0;
    }

    .section-title h2 {
        font-size: 1.8rem;
    }

    .services-grid,
    .groups-grid,
    .news-grid,
    .why-grid {
        grid-template-columns: 1fr;
    }

    .team-grid {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .stats-grid {
        grid-template-columns: 1fr 1fr;
    }

    .stat-item .number {
        font-size: 2rem;
    }

    .gallery-grid {
        grid-template-columns: 1fr;
    }

    .steps {
        grid-template-columns: 1fr;
    }

    .breadcrumb h1 {
        font-size: 1.8rem;
    }

    .contact-form,
    .contact-info-box,
    .calculator-form,
    .calc-result {
        padding: 25px;
    }

    .about-image .experience-badge {
        position: relative;
        bottom: 0;
        right: 0;
        margin-top: -40px;
        border-radius: 0 0 var(--radius) var(--radius);
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }

    .hero-content h1 {
        font-size: 1.7rem;
    }

    .hero {
        min-height: 60vh;
    }

    .top-bar .container {
        flex-direction: column;
        gap: 5px;
    }

    .stats-grid {
        grid-template-columns: 1fr 1fr;
        gap: 15px;
    }

    .stat-item {
        padding: 10px;
    }
}

/* === Page Load Animation === */
.fade-in {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}

/* === Social Bar === */
.social-bar {
    display: flex;
    gap: 10px;
}

.social-bar a {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255,255,255,0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    transition: var(--transition);
    font-size: 0.95rem;
}

.social-bar a:hover {
    background: var(--secondary);
    color: var(--dark);
}
/* ==========================================
   PREMIUM SACCO HERO SLIDER
========================================== */

.hero-slider{
    position:relative;
    overflow:hidden;
    background:linear-gradient(135deg,#0d6e4f,#198754,#20c997);
}

.slider-container{
    position:relative;
    height:700px;
}

.slide{
    position:absolute;
    inset:0;
    opacity:0;
    visibility:hidden;
    transition:all .8s ease;
}

.slide.active{
    opacity:1;
    visibility:visible;
}

.slide .container{
    display:flex;
    align-items:center;
    justify-content:space-between;
    min-height:700px;
    gap:60px;
}

.hero-content{
    flex:1;
    color:#fff;
}

.hero-content .badge{
    display:inline-block;
    padding:10px 25px;
    border-radius:50px;
    background:rgba(255,255,255,.15);
    backdrop-filter:blur(10px);
    margin-bottom:20px;
    font-weight:600;
}

.hero-content h1{
    font-size:4rem;
    font-weight:800;
    line-height:1.1;
    margin-bottom:20px;
    color:#fff;
}

.hero-content h1 span{
    color:#ffd43b;
}

.hero-content p{
    font-size:1.15rem;
    line-height:1.8;
    margin-bottom:30px;
}

.hero-buttons{
    display:flex;
    gap:15px;
    flex-wrap:wrap;
}

.hero-image{
    flex:1;
    display:flex;
    justify-content:center;
    align-items:center;
}

.hero-icon-box{
    width:330px;
    height:330px;
    border-radius:30px;
    background:rgba(255,255,255,.12);
    backdrop-filter:blur(15px);
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:center;
    box-shadow:0 25px 60px rgba(0,0,0,.25);
    animation:float 4s ease infinite;
}

.hero-icon-box i{
    font-size:6rem;
    color:#fff;
    margin-bottom:15px;
}

.hero-icon-box p{
    color:#fff;
    font-size:1.2rem;
    text-align:center;
    font-weight:600;
}

@keyframes float{
    0%,100%{
        transform:translateY(0);
    }
    50%{
        transform:translateY(-15px);
    }
}

.slider-btn{
    position:absolute;
    top:50%;
    transform:translateY(-50%);
    width:60px;
    height:60px;
    border:none;
    border-radius:50%;
    background:rgba(255,255,255,.15);
    backdrop-filter:blur(10px);
    color:#fff;
    cursor:pointer;
    z-index:10;
    transition:.3s;
}

.slider-btn:hover{
    background:#fff;
    color:#198754;
}

.slider-prev{
    left:20px;
}

.slider-next{
    right:20px;
}

.slider-dots{
    position:absolute;
    bottom:35px;
    left:50%;
    transform:translateX(-50%);
    display:flex;
    gap:12px;
    z-index:10;
}

.dot{
    width:14px;
    height:14px;
    border-radius:50%;
    background:rgba(255,255,255,.4);
    cursor:pointer;
    transition:.3s;
}

.dot.active{
    width:35px;
    border-radius:50px;
    background:#fff;
}

@media(max-width:992px){

    .slide .container{
        flex-direction:column;
        text-align:center;
        padding:100px 20px;
    }

    .hero-content h1{
        font-size:2.8rem;
    }

    .hero-icon-box{
        width:250px;
        height:250px;
    }

    .hero-icon-box i{
        font-size:4rem;
    }
}

@media(max-width:768px){

    .slider-container{
        height:auto;
        min-height:650px;
    }

    .hero-content h1{
        font-size:2rem;
    }

    .hero-content p{
        font-size:1rem;
    }

    .slider-btn{
        display:none;
    }

    .hero-icon-box{
        width:200px;
        height:200px;
    }

    .hero-icon-box i{
        font-size:3rem;
    }
}

.hero-image{
    display:flex;
    justify-content:center;
    align-items:center;
}

.hero-image img{
    width:100%;
    max-width:600px;
    height:500px;
    object-fit:cover;
    border-radius:25px;
    box-shadow:0 25px 60px rgba(0,0,0,.25);
    animation:floatImage 5s ease-in-out infinite;
}

@keyframes floatImage{
    0%{
        transform:translateY(0px);
    }
    50%{
        transform:translateY(-12px);
    }
    100%{
        transform:translateY(0px);
    }
}

@media(max-width:991px){

.hero-image img{
    height:350px;
    margin-top:30px;
}

}

@media(max-width:768px){

.hero-image img{
    height:280px;
}

}
.hero-slider{
    position:relative;
    min-height:90vh;
    overflow:hidden;
}

.slide{
    position:absolute;
    inset:0;
    width:100%;
    min-height:90vh;
    background-size:cover;
    background-position:center;
    background-repeat:no-repeat;
    opacity:0;
    visibility:hidden;
    transition:opacity .8s ease-in-out;
}

.slide.active{
    opacity:1;
    visibility:visible;
    z-index:1;
}

.slide::before{
    content:"";
    position:absolute;
    inset:0;
    background:rgba(0,0,0,.55);
    z-index:0;
}

.slide .container{
    position:relative;
    z-index:2;
    min-height:90vh;
    display:flex;
    align-items:center;
}

.hero-content{
    max-width:700px;
    color:#fff;
}