+256772452012 info@kihondotukwatanizesacco.com Kabarole Town, Kabarole District, Uganda
Kitusacco

Building a Better Future
Together, One Save at a Time

Kitusacco is a community-driven SACCO in Kabarole District, Uganda, empowering farmers, entrepreneurs, and families with accessible savings, affordable loans, and financial education. Join us and grow your future.

Affordable Loans

Access Credit That
Empowers Your Dreams

From farm inputs to business expansion, education to emergency needs — we offer flexible loan products with competitive interest rates designed to uplift our members and the community.

Loans from
Affordable Rates

Community Driven

Over 5,000 Members
Strong & Growing

Join a community of farmers, entrepreneurs, and families who save together and grow together. Our group-based model ensures everyone has access to the financial tools they need.

5,000+ Members
and Growing

Financial Inclusion

Banking Services
Closer to Your Community

Through mobile banking, agent networks, and group-based savings, we bring financial services directly to the people of Kabarole District — no matter how remote.

Mobile & Agent
Banking Services

5,000+ Active Members
2,000+ Farmer Groups
500M+ UGX in Savings
10+ Years Serving Community
10+ Years of Impact
Who We Are

Empowering Communities Through Financial Inclusion

Kitusacco was founded with a vision to bring financial services closer to the people of Kabarole District. We believe that everyone deserves access to fair, transparent, and supportive financial services that help them grow.

From smallholder farmers to market vendors, teachers to entrepreneurs — we serve the backbone of our community. Our members are not just customers; they are owners of the SACCO.

  • Member-owned & member-led governance
  • Competitive interest rates on savings
  • Flexible loan products for all needs
  • Financial literacy & business training
  • Group-based lending for farmers
  • Mobile & agent banking services
Learn More About Us

Our Financial Services

We offer a wide range of financial products designed to meet the needs of our diverse membership.

Savings Accounts

Secure your future with our flexible savings accounts. Earn competitive interest on your deposits with easy access when you need it.

Loan Products

Access affordable loans for agriculture, business, education, emergencies, and many more needs.

Investment Plans

Grow your wealth with our carefully designed investment products that offer attractive returns while supporting local development.

Financial Training

We provide regular financial literacy workshops, business management training, and agricultural best practices to our members.

Micro-Insurance

Protect your family and livelihood with our affordable micro-insurance products covering health, crop, and life insurance.

Mobile Banking

Access your account anytime, anywhere using mobile money integration and our agent network spread across Kabarole District.

Why Choose Kitusacco?

We are different because we put our members first, always.

01

Member-Owned

Every member is a shareholder. You don't just bank with us — you own the SACCO and benefit from its profits.

02

Community Focused

We reinvest in our community through local development projects, training, and support for smallholder farmers.

03

Fair & Transparent

No hidden fees. Our interest rates, charges, and dividend payments are openly communicated to all members.

04

Group Based

We work through established farmer groups and VSLA groups, providing group-based lending with social collateral.

05

Financial Inclusion

We reach the unbanked and underbanked in rural areas, bringing financial services right to your community.

06

Regulated & Secure

Fully registered and regulated under Ugandan law. Your savings are safe with us.

Our Farmer & Savings Groups

We work with various community groups across Kabarole District and beyond.

Burahya Farmers Group

A vibrant group of 45 smallholder farmers practicing mixed farming including coffee, bananas, and vegetables. They access group loans for farm inputs and marketing.

45 Members

Kisomoro Women's Group

Empowering 30 women through savings, table banking, and income-generating activities including poultry, crafts, and food vending.

30 Members

Karangura Mixed Group

A community group of 60 members combining savings with agricultural projects. They run a group maize farm and have a revolving loan fund.

60 Members

Rwenzori Youth in Agribusiness

50 young entrepreneurs engaged in commercial farming, beekeeping, and agribusiness. They receive tailored youth-friendly loan products.

50 Members

Nyabuso Village Savings Group

A traditional VSLA group of 25 members that has grown into a SACCO-affiliated savings group with access to larger loan products.

25 Members

Kabarole Dairy Farmers

80 dairy farmers who save together and access loans for zero-grazing units, dairy cows, and market linkage support.

80 Members
View All Groups

What Our Members Say

Hear from the people we serve.

"Joining Kitusacco has changed my life. I took a loan to expand my small shop, and today I have a thriving business that supports my whole family."

Grace A.

Small Business Owner, Kabarole

"As a farmer, I used to struggle getting money for seeds and fertilizers at the right time. Now, with the group loan from the SACCO, I can plan my seasons better."

John B.

Farmer, Burahya

"The financial training I received from the SACCO opened my eyes to better money management. I now save regularly and have even started a small investment."

Sarah K.

Teacher & Member, Karangura

"Our women's group has grown so much since partnering with the SACCO. We have access to loans without collateral, and our savings have tripled in one year."

Margaret T.

Women's Group Leader, Kisomoro

Ready to Start Your Savings Journey?

Join hundreds of community members who are transforming their lives through smart savings and accessible credit. Become a member of Kitusacco today.

Become a Member Contact Us

Latest News & Updates

Stay informed with the latest happenings at Kitusacco.

June 15, 2024

Annual General Meeting 2024

Our Annual General Meeting will be held on July 20, 2024 at the Kabarole District Headquarters. All members are encouraged to attend.

Read More
May 28, 2024

New Farmer Group Loan Product

We are excited to launch our new group loan product designed specifically for farmer cooperatives with lower interest rates.

Read More
April 10, 2024

Financial Literacy Workshop

Join our free financial literacy workshop on June 5, 2024 at our Kabarole branch. Topics include budgeting, saving, and investment basics.

Read More

Loan Calculator

Plan your finances with our simple loan calculator.

Use our online loan calculator to estimate your monthly payments and total interest before you apply.

Try the Loan Calculator